HR Services – Workers’ Comp Insurance


s a client of Employers Resource, it is easy to adjust your services as your needs change. Our goal is to help you simplify and save by considering, comparing and recommending a customized services offering just for you.

Workers' Compensation Insurance

Having the right workers’ compensation policy and risk control program in place can protect you and your employees, and help your bottom line. As your broker and consultant, we provide complete workers’ compensation support and policy management:

  • Researching and offering competitive pricing
  • Ensuring the application of merit ratings and discounts
  • Reporting and paying and maintaining your workers’ compensation policy
  • Comprehensive claims management
  • Providing monthly premium reports to your carriers
  • Offering year-end assistance with annual audits
  • Providing certificates
  • Understanding and assisting with Waiver of Subrogation and Wrap Projects tracking
  • Ensuring your payroll is allocated to the correct workers’ compensation codes
  • Safety training program and safety consulting
  • Risk Management systems that reduce the chances of an accident, but also prepare for them before they happen, and allow us to respond quickly with you if they do.

We truly provide a complete workers comp solution, not just a policy or program.

Human Resource Outsourcing

Allow Employers Resource to be your trusted source when it comes to human resource issues. Compliance with federal and state employment laws is a full-time job, but it doesn’t have to be your full-time job. We start with a detailed audit to determine your company’s “HR health.” From there, we make recommendations on your filing, documentation, and policies and procedures. We modify, create and update your employee handbooks, and are available for the tough HR problems such as separations and harassment investigations as well as easy HR functions like administering pre-employment drug screening. To ensure our support services are accessible and convenient, we offer on-site and web-based trainings upon request. Most importantly, we are available anytime for phone consultation.

Health Insurance Benefits

Our close working relationship with our brokerage company, ER Insurance Services, enables Employers Resource to provide you with a full suite of employment-related health insurance benefits:

  • Group health
  • Group dental
  • Group vision
  • Supplemental insurances
    • Group term life with AD&D
    • Cancer
    • Hospitalization
    • Long term care
    • Accident
    • Short and long term disability
  • Cost-effective 401k
  • Cafeteria 125 plans
  • Flex spend accounts
  • COBRA administration
  • Individual health dental and vision products
  • Continuation agreements

Payroll / Payroll Taxes

Allow Employers Resource to relieve you of the burden of payroll administration.  We provide you with solutions at all service levels – from simple facts in reporting and web-based time submittals, to advanced time and attendance solutions.  As an Employers Resource client, you will be assigned your own dedicated payroll representative, responsible for understanding your specific needs. Services include:

  • Master checkbook signing service
  • Direct deposits
  • Garnishment support
  • New hire reports
  • Hundreds of “standard” reports
  • Custom reports
  • Year-end processing and W-2 preparation
  • Unemployment claims assistance
  • Job costing
  • Certified payroll

Risk Management

Employers Resource Risk Management Service provides you with the security and piece of mind of knowing that job-site safety & compliance is one less thing you have to worry about. Our expert risk management team:

  • Provides Cal-OSHA compliance assistance
  • Offers worksite safety inspections
  • Creates customized injury and illness prevention programs
  • Directs safety meetings and trainings


Claims Management

Employers Resource Claims Management Service provides you with the security of knowing that when one of your employees gets injured on the job, there is a team that will arrange care for your employee, as well as protect your company’s  interests. Our expert claims management team:

  • Receives and sets up referrals to medical providers
  • Documents all OSHA-required injury information
  • Ensures injured worker receives all required notices
  • Acts as your liaison between the insurance company, treating physician and the injured worker
  • Handles all updates of changes to medical provider networks
  • Provides Cal-OSHA compliance assistance
  • Coordinates post-accident investigations


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