FAQ’s – Human Resource Outsourcing

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Risk Management

Employers Resource Risk Management Service provides you with the security of knowing that when one of your employees gets injured on the job, there is a service that will care for your employee, as well as protect the company’s  interests. Our expert claims management team:

  • Receives and sets up referrals to medical providers
  • Documents all OSHA-required injury information
  • Ensures injured worker receives all required notices
  • Acts as your liaison between the insurance company, treating physician and the injured worker
  • Handles all updates of changes to medical provider networks
  • Directs pre-employment drug screening
  • Provides Cal-OSHA compliance assistance
  • Coordinates post-accident investigations
  • Offers worksite safety inspections
  • Creates customized injury and illness prevention programs
  • Directs safety meetings and trainings

Workers’ Compensation Insurance

As many businesses know, having the right workers’ compensation policy and risk control program in place can protect you and your employees, and make or break a company’s competitive pricing advantage and your bottom line. As your broker and consultant, we are committed to the following workers’ compensation support:

  • Researching and offering competitive pricing
  • Ensuring the application of merit ratings and discounts
  • Collecting, paying and maintaining your workers’ compensation plan
  • Providing monthly premium reports to your carriers
  • Offering year-end assistance with annual audits
  • Managing certificate requests
  • Understanding and assisting with Waiver of Subrogation and Wrap Projects tracking
  • Ensuring your payroll is allocated to the correct workers’ compensation codes

Payroll / Payroll Taxes

Allow Employers Resource to relieve you of the burden of payroll administration.  We provide you with solutions at all service levels - from simple facts in reporting and web-based time submittals, to advanced time and attendance solutions.  As an Employers Resource client, you will be assigned your own dedicated payroll representative, responsible for understanding your specific needs. Services include:

  • Master checkbook signing service
  • Direct deposits
  • Garnishment support
  • New hire reports
  • Hundreds of “standard” reports
  • Custom reports
  • Year-end processing and W-2 preparation
  • Unemployment claims assistance
  • Job costing
  • Certified payroll

Health Insurance Benefits

Our close working relationship with our brokerage company, ER Insurance Services, enables Employers Resource to provide you with a full suite of employment-related health insurance benefits:

  • Group health
  • Group dental
  • Group vision
  • Supplemental insurances
    • Group term life with AD&D
    • Cancer
    • Long term care
    • Short and long term disability
  • Cost-effective 401k
  • Cafeteria 125 plans
  • Flex spend accounts
  • COBRA administration
  • Individual health dental and vision products
  • Continuation agreements

Human Resource Outsourcing

Allow Employers Resource to be your trusted source when it comes to human resource issues. Compliance with federal and state employment laws is a full-time job, but it doesn’t have to be your full-time job. We start with a detailed audit to determine your company’s “HR health.” From there, we make recommendations on your filing, documentation, and policies and procedures. We modify, create and update your employee handbooks, and are available for the tough HR problems such as separations and harassment investigations. To ensure our support services are accessible and convenient, we offer on-site and web-based trainings upon request. Most importantly, we are available anytime for phone consultation.

Human Resource Outsourcing (HRO)

Allow Employers Resource to be your trusted source when it comes to human resource issues. Compliance with federal and state employment laws is a full-time job, but it doesn’t have to be your full-time job. We start with a detailed audit to determine your company’s “HR health.” From there, we make recommendations on your filing, documentation, and policies and procedures. We modify, create and update your employee handbooks, and are available for the tough HR problems such as separations and harassment investigations. To ensure our support services are accessible and convenient, we offer on-site and web-based trainings upon request. Most importantly, we are available anytime for phone consultation.

Administrative Service Organization (ASO)

Our ASO bundle combines human resources and payroll/payroll taxes, with the option to include employee health insurance benefits, workers’ compensation, claims management, and safety compliance into one cost-effective service model. By allowing Employers Resource to manage and direct your employee administrative obligations, as well as many of your employee-based regulatory requirements, you will find that they you are able to focus on your core business, allowing you to save money, time and headaches.

Professional Employer Organization (PEO)

Our PEO bundle combines human resources and payroll/payroll taxes, with the option to include health insurance benefits, workers’ compensation, claims management, and safety compliance into one cost-effective service model. We utilize a shared employee arrangement offering our clients a partnership that provides reduced liability, and access to group health insurance benefits, as well as 401k plans, and EPLI insurance that are more affordable than what are provided outside of the PEO model.

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