Benefits Package

Types of Benefits Package Offered by Employers

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A typical benefits package refers to all the benefits the employee receives from the employer. Employers are required under law to provide some kinds of benefits to their workers, including unemployment insurance, disability cover and workers compensation. The additional benefits are provided by employers that want to offer better services and a stable work environment.


The type of benefits package offered by companies will vary from one state to another and from one industry to another. Even within the same state and industry, there could be many differences. The types of benefits offered may or may not include:

  • Health insurance
  • Personal leave
  • Dental insurance
  • Childcare
  • Sick leave
  • Life insurance
  • Retirement plan
  • Paid vacation
  • Other benefits for the worker and his/her family

Check Employee Benefits

Before you join any organization, make sure to check the employee benefits they are offering. You must review the coverage to determine if the package meets your needs. Besides, you must also make the most of the benefits which are offered by your employer.

Health Insurance

Health insurance is central to any benefits package. It is sought after by each and every employee, and they will almost always evaluate the job opportunity based on the health cover provided. Even if an employer is capable of offering just a single benefit to its employees, it will be health cover to the worker and his family.

Disability Insurance

There are two forms of disability insurance covers. The first one is the short-term disability insurance. It will ensure that the employee receives a certain percentage of the income if they cannot work due to some injury or sickness. As an employer, it is a recommended benefits package that you should be giving to your workers. It will help support your skilled workers for the short duration that they are unable to deliver their duties due to health reasons, so that they can get back to work after recovery.

The second type is the long-term disability insurance that will protect your workers against loss of income due to injury, accident or sickness for a longer period. It can be an key factor in drawing talented employees to your organization.

Time Off Benefits

Every employee will require spending some time away from work for need-based or other reasons. This type of benefits package may be offered as paid or unpaid based on the kind of need. Some of the examples of time-off benefits include:

  • Vacation
  • Holidays
  • Bereavement leave
  • Sick leave
  • Military leave
  • Jury duty
  • Flexible hours
  • Personal or medical leaves
  • Job sharing

It is worth noting that Family Medical Leave of Absence (FMLA) doesn’t apply to organizations that have less than 50 number of workers at a location.

So as an employer, you must keep all these points in mind when it comes to offering benefits package. While the mandatory benefits will be required based on the federal and local laws, you may decide to offer additional benefits as part of your social or corporate responsibility.

Employers Resource helps every business at all stages with growth and development. Find out more! Call us today at (800) 559-2350.

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